Holloway confirmed manager Kenny Dalglish was keen to take the midfielder, who scored from the penalty spot in the 2-1 defeat by Sunderland, to Anfield.
The Blackpool boss said there had been also been bids for the Scot from Aston Villa and Birmingham but both had been rejected.
Holloway said: "I was thinking Liverpool and Charlie. I thought fantastic what a great club for him to go to and them when I heard the bid I thought it was disgraceful.
"I don't think it was Kenny that put that offer in. Mr (Damien) Comolli (Liverpool's director of football strategy) should look at what is going on and get realistic.
"What they offered is about the price Charlie would have been worth when Kenny was last playing. Is it a destabilising tactic from the three clubs, Birmingham, Aston Villa and now Liverpool? I don't know.
"Maybe I am the only one who can see what his value might be. It is all right admiring something. I like my neighbour's car but if I don't pay the right amount of money for it I ain't going to get it.
"They had better start by putting a figure one in front of the complete rubbish they have been offering so far.''
Adam scored from the penalty spot with five minutes remaining after David Vaughan had been nudged by Titus Bramble. But it was too little too late following the departure of goalkeeper Richard Kingson and Stephen Crainey through injury in the second half.
He scored his first goal of the season in the 15th minute with a cool finish after being released by Asamoah Gyan, before extending Sunderland's lead 20 minutes later with an effort which beat Kingson at his near post.
He said: "The one thing I have learned about the squad at the minute is that in adversity they will always respond. The derby springs to mind and after what happened this week they could have felt sorry for themselves.
"But all credit to them. They have produced one of our better performances away from home.
"Kieran was certainly the outstanding player on the pitch in the first half, the electric pace he had coming from deep. Credit to him, he has been terrific all season. Both goals were good finishes and we know he is capable of doing that.''
Meanwhile Bruce refused to respond to Villa manager Houllier's comment that he was as easy target as he was French after the fall-out from Bent's departure.
Bruce said: "All I questioned was that I expected someone like Gerard Houllier to give me a phone call. It was not a blast.
"The other thing about Darren Bent, and I will stick to it, was that we were all disappointed at the timing. It is time to draw a line under it and say let's all move on and be big boys about the situation."