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What's caused Liverpool, Man City, Everton, Newcastle to underachieve?

It's been a disappointing season for Steven Gerrard, Mario Balotelli and Liverpool. Andrew Powell Liverpool FC

For Premier League clubs, failing to meet expectations can have a debilitating effect. Last season, Manchester United trudged through the 2013-14 campaign as the league's biggest underachiever, dropping from league champions the season prior to a seventh-place finish under first-year manager David Moyes. United's disappointing campaign led to Moyes' sacking and roster upheaval.